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Honest, actionable advice to help ordinary people get out of debt.

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Every year, nearly 12 million Americans take out a payday loan , any many fall into the endless payday loan trap. It's not easy, but it is possible to get out of payday loans without declaring bankruptcy.
15 Ways to Get Out of Payday Loan Debt for Good
Disclaimer: Credit Summit may be affiliated with some of the companies mentioned …
Doing Your Best to Avoid Payday Loans? Here are 12 Alternatives
According to NBC News, there are more payday lenders in America than …
Doing Your Best to Avoid Payday Loans? Here are 12 Alternatives Read More »
How Do Payday Loans Work? Learn the Dangers
More than 12 million Americans take out a payday loan each year. …
Payday Loan Interest Rates: Everything You Need to Know
Payday lenders know that you need money, fast, so they advertise themselves …
Payday Loan Interest Rates: Everything You Need to Know Read More »
Navigating Student Loans
Americans owe over 1.6 trillion in student loan debt, and with 69% of college students taking out student loans, the problem only gets worse and worse. Read on for ways to make student debt less burdensome.
Whether you’ve got federal loans or private loans, student loan consolidation is an option that …
Student Loan Consolidation: When Should You Consider It? Read More »
In 2020, America’s collective outstanding student loan balance reached $1.56 trillion. To put that into …
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In 2021, the average person with student loans owed $37,113 and had to make monthly payments of …
Struggling to Keep Up with Payments? Here are the Best Student Loan Refinancing Options Read More »
Demystifying Payday Loan Debt
Knowledge is power when it comes to getting out of payday loan debt. Here's what payday lenders don't want you to know.
Need Money Fast? 11 Best Cash Advance Apps + Tips for Borrowing
If you think a payday loan is your only option, think again. A cash advance app — …
Need Money Fast? 11 Best Cash Advance Apps + Tips for Borrowing Read More »
Although taking out a payday loan may seem like a quick solution to a temporary …
Can You Go to Jail for Not Paying a Payday Loan? Read More »
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Payday lenders make all sorts of threats, but can they actually follow through and take …
If you’re in a tight spot financially, you might turn to payday loans to help …
Credit Cards: the Good, the Bad, the Ugly
Credit cards can be a great financial tool, can also lead you into a debt trap. Here's what you need to know about using credit cards, the right way.
Industry Statistics
Up to date facts and figures of all areas of lending.
Lender Reviews
Fast cash may seem appealing at the time, but think twice about who you borrow from. Stay away from predatory tribal lenders , and consider alternatives like cash advance apps instead.
Bright Lending Review: Read Before You Borrow
Taking out a Bright Lending loan can lead to a not-so-bright future. …
Majestic Lake Financial Review: Read Before You Borrow
Editor’s note: Majestic Lake Financial is no longer funding new loans, but …
Majestic Lake Financial Review: Read Before You Borrow Read More »
American Web Loan Review: Read Before You Borrow
Personal loans are often a great way to meet unexpected needs. Of …
American Web Loan Review: Read Before You Borrow Read More »
Big Picture Loans Review: Read Before You Borrow
Whether you need $500 to have a tooth pulled or $2,000 to …
Big Picture Loans Review: Read Before You Borrow Read More »